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iMortgage - Low rate home loans

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iMortgage offers secure, low interest rate, online home loans, backed by one of Australia’s most trusted lenders since 1985.

We offer the rare combination of low interest rates and flexibility and we are suitable for anyone from first home buyers to investors.

As well as low rate, flexible home loans and service that has been recognised with a number of industry awards, we offer generous customer benefits, providing you with savings on your grocery shopping, fuel, dining, entertainment, and much, more!

The iMortgage process is simple, and enables you to deal with our loans consultants remotely. If you ever want to talk to anyone throughout the application process or once you have a loan with us, we’re always just a phone call away!

What our customers are saying about iMortgage

"You've make this process painless, thank you for getting back to me so promptly each and every time and always so open about what you know or don't know. Thank you for being so personable and never treat me like some sort of annoying number"

Jo, Mortdale, NSW

"I have been in sales and have run businesses for over 20 yrs. The way you handled our inquiry from start to finish has been fantastic.Consumers expect a lot these days but you made this a great experience for us so far. Hereby a thank you for your excellent service."

Lucien, Palm Beach, NSW

"Thank you for your excellent service. You guys couldn’t do enough to help! It’s a nice change to have decent personal service, as well as the fact that we’re saving heaps on our home loan now that we’ve changed."

Michael, Maroochydore, QLD

"I would like to thank [name removed] for her professional and efficient service she offered me all through the home loan application process. Any query I had, she followed up immediately and was always polite. If you have employee reward schemes, I would like to nominate her for one."

Sandra, Butler, WA

"I just want to say how impressed I am by the quality of the staff and service at iMortgage. You've been very accommodating and friendly and I will certainly recommend you to friends and family."

Steph, Elsternwick, VIC

"Thanks so much for your help, you were fantastic at what you were doing - I only needed one contact person during the whole process which was great and all your quick responses were much appreciated. I would highly recommend you to my family and friends."

Kina, Brunswick East, VIC

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*iMortgage Fusion variable rate shown applies to owner-occupier loans >=$500,000 and <=80% LVR with principal & interest repayments. iMortgage Fusion fixed rates shown apply to loans of >=$200,000, <=80% LVR with principal & interest repayments. Rate adjustments apply to other iMortgage Fusion loans. Click here for more information. ^iMortgage Elite fixed rates above apply to owner occupier loans with principal & interest repayments. Rate adjustments apply to other iMortgage Elite loans. Click here for more information. 100% Offset attracts $198 annual fee.

#Applies to standard loan submissions for new loans only. iMortgage will cover the first $300 of valuation fees per application. This covers the entire valuation cost in most cases, however in exceptional cases any surplus valuation charges are at the cost of the borrower.  Application Fee of $199 waived on all new loans. Other fees and charges apply.

Comparison rates quoted are based on a $150,000 loan amount over 25 years. WARNING: Comparison rates quoted are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply. Rates updated 28 March 2017 and are subject to change.