Low rate home loans

iMortgage offers secure, low interest rate, online home loans, backed by one of Australia’s most trusted lenders since 1985.

We offer the rare combination of low interest rates and flexibility and we are suitable for anyone from first home buyers to investors. As well as low rate, flexible home loans and service that has been recognised with a number of industry awards, we offer generous customer benefits, providing you with savings on your grocery shopping, fuel, dining, entertainment, and much, more!
The iMortgage process is simple, and enables you to deal with our loans consultants remotely. If you ever want to talk to anyone throughout the application process or once you have a loan with us, we’re always just a phone call away!

Variable Rate Home Loans

Discounted rates from 3.62 % P.A

Comparison rate* 3.77 % P.A

(iMortgage Fusion*)
  • $0 application fees #
  • New purchase, refinance or debt consolidation
  • Ability to offset on your loan with savings / extra repayments

Fixed Rate Home Loans

Discounted rates from 3.94 % P.A

Comparison Rate* 4.00 % P.A

(iMortgage Fusion* 3-year fixed)
  • $0 application fees#
  • Construction / Vacant Land
  • Borrow up to 95% of the property price (higher rate applies)

Land & Construction Loans

Discounted rates from 3.62 % P.A

Comparison Rate* 3.77 % P.A

(iMortgage Fusion*)
  • $0 application fees#
  • Low variable rate options
  • Finance your land now, construction later

About us

iMortgage is a secure, low interest rate, online mortgage solution. We offer the rare combination of low interest rates, flexibility and personal service. We provide loans that are suitable for homebuyers and investors alike.

iMortgage is owned and operated by Homeloans Ltd, one of Australia’s largest non-bank lenders who has been providing home finance for over 30 years. Homeloans Ltd is listed on the Australian Stock Exchange, which gives customers the peace of mind that iMortgage is backed by nationwide strength and security, and has to adhere to the ASX’s strict standards on reporting and transparency in the way the business is run.

In addition to low rate and flexible home loans, we also offer a generous customer benefits program, providing you with savings on your grocery shopping, fuel, dining, entertainment, and much more!

Speak to an iMortgage Consultant

To ask a question, to find out if you qualify or to apply, please contact iMortgage today on 1800 111 001 or complete our online enquiry form below.

*iMortgage Fusion variable rate shown applies to owner-occupier loans >=$500,000 and <=80% LVR with principal & interest repayments. iMortgage Fusion fixed rates shown apply to loans of >=$200,000, <=80% LVR with principal & interest repayments. Rate adjustments apply to other iMortgage Fusion loans.

Comparison rates quoted are based on a $150,000 loan amount over 25 years. WARNING: Comparison rates quoted are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply. Rates updated 05 April 2017 and are subject to change.

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