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Save up to 1.35%pa. That's over $69,000 over the life of the loan!* Limited offer!

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iMortgage Home Loans

iMortgage has low variable and fixed rate home loans suitable for a broad range of borrower types, from first home buyers to investors.

Variable Rates


  • $0 application fee
  • No ongoing fees
  • Low rate for the life of the loan
  • Unlimited free redraw
  • Flexible repayment options
  • New purchases or refinances
  • Owner occupiers or investors

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Fixed Rates


  • Save up to 1.35% pa*
  • $0 application fee
  • Split fixed/variable rate loans
  • 1-5 year fixed rate terms
  • Unlimited free redraw
  • New purchases or refinances
  • Owner occupiers or investors
  • No ongoing fee loan options^

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First Home Buyers


  • Borrow up to 95% of property price^
  • Higher deposit = lower rate
  • $0 application fee
  • Free redraw
  • First home owner’s grant submission
  • Flexible repayment options

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More iMortgage loans:

Variable rate home loansFixed rate home loansFirst Home Buyer loans Investor loansLine of Credit loans

*Important Information: The current Standard iMortgage fixed interest rates used for calculation of the total interest rate savings are here. The current Standard Variable iMortgage interest rate used for calculation of the total interest rate savings is 6.24%pa (Comparison Rate 6.26%pa). This offer can be withdrawn at any time by iMortgage and the rates are subject to change. ^Additional lending criteria apply. 

Comparison rates quoted are based on a $150,000 loan amount over 25 years. Warning: Comparison rates quoted are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Minimum loan amount of $100,000 applies. 0.10% discount for low LVR iMortgage Fusion loans only available on loan sizes of $200,000 and above. Terms, fees, conditions and credit criteria apply. Updated 16 May 2013.