iMortgage Line of Credit from 6.45% p.a.
(comparison rate 6.79%)
The iMortgage line of credit is a fully featured line of credit that offers flexibility combined with a low variable interest rate. Providing access to extra funds when you need it, this loan works best for renovators and investors.*
*interest rate shown applies to loans with pro pack ($330 per annum) option and LVR 
of less than or equal to 65%
Interest rate loadings:
| >75 LVR^ |
+0.10% |
| Removal of Pro pack (no ongoing fees!) | +0.10% |
Features:
| Loan Term | 5 – 30 years |
| Loan purpose | •Purchase •Refinance •Debt consolidation •Equity release |
| Borrower type | •Individuals •Companies/ trusts •Non-residents** |
| Deposit requirements | Borrow up to 90% of the purchase price |
| Interest rate options | •Variable •Interest only |
| Repayment frequency | •Weekly •Fortnightly •Monthly |
| Repayment options | •Salary credit •BPAY •Direct debit |
| Split product option | Yes, package with iMortgage Term Loan |
| Redraw | Yes, available via phone and internet banking, ATM, EFTPOS, direct credit |
| Additional repayments | Yes |
| Internet and phone banking | Yes |
| Loan portability | Yes |
| Ongoing fees | •iMortgage (no ProPack): Nil •iMortgage ProPack: $330 per annum |
**Additional lending criteria apply.
^Rate discount for loans of ≤75% LVR apply to loan values of $200,000 and above. For loans of under $200,000 the >75% LVR rate applies.
All applications are subject to normal lending criteria, fees and charges may apply.
Last updated on 19/12/2011. These rates are indicative only and may vary before your loan is settled. *The comparison rate is calculated on the basis of a loan of $150,000 over a term of twenty-five years.